Important Disclosure Information

Airways Advisor is an Internet based publication (the 'Site") owned and published by affiliates of RLC, Inc., an SEC registered investment adviser (the "Publisher"). The Publisher is not registered as an investment adviser with any federal or state regulatory agency. Rather, Publisher relies upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. The Site is a bona fide publication of general and regular circulation offering impersonalized investment-related advice to subscribers and/or prospective subscribers (e.g., not tailored to the specific investment portfolio or needs of current and/or prospective subscribers).

The Site is limited to the dissemination of impersonal and objective investment-related information [together with access to additional impersonal investment-related information and links.] The publication of the Site on the Internet and the publication of any content should not be construed by any subscriber and/or prospective subscriber as Publisher's (i) solicitation to effect, or attempt to effect transactions in securities over the Internet, or (ii) provision of any investment related advice or services tailored to any particular individual's financial situation or investment objective(s).

Subscribers do not receive investment advisory, investment supervisory or investment management services, nor the initial or ongoing review or monitoring of the subscriber's individual investment portfolio or individual particular needs. Therefore, no subscriber should assume that his/her/its subscription serves as a substitute for individual personalized advice from an investment professional of the subscriber's choosing. Rather, the Site is designed solely to provide subscribers with a method to evaluate the investment alternatives provided by their 401K plan, and to make corresponding investment decisions regarding the allocation of their 401K assets. The Publisher's recommendations are limited by and to the investment choices provided by the subscriber's 401K plan.

The subscriber maintains absolute discretion as to whether or not to follow any portion of the Site content. Publisher does not offer or provide investment implementation services, nor does it offer or provide initial or ongoing individual personalized advice (neither in person nor via the Internet) It remains the subscriber's exclusive responsibility to review and evaluate the content and to determine whether to accept or reject any recommendation and to correspondingly determine whether any such recommendation is appropriate for a subscriber's investment portfolio or strategy (of which Publisher has and expresses no knowledge or opinion). Publisher expresses no opinion as to whether any of recommendations contained on the Site is appropriate for a subscriber's investment portfolio, strategy, financial situation, or investment objective(s).

The subscriber acknowledges that any past performance referred to on the Site relative to any recommendation or security may not be indicative of future results, and understands that any opinions contained on the Site reflect Publisher's judgment exclusively as of that particular date. Therefore, no current or prospective subscriber should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended on the Site) will be suitable or profitable for a subscriber's portfolio, or equal historical or anticipated performance level(s).

Each subscriber or prospective subscriber acknowledges and accepts the limitations of the Site and agrees, as a condition precedent to his/her/its access to the Site, to release and hold harmless Publisher, its officers, directors, owners, employees, advisors, affiliates, and agents from any and all adverse consequences resulting from his/her/its subscription.