Manage My Money - Common Questions

If you don’t have the time or knowledge to manage you investments, consider hiring a team of investment professionals. You will not need to decide whether to invest your money or when to move it – these decisions will be made for you.

How do you sign up?

• To sign up for the 401K Autopilot, you will need to either complete this online form, email your name, address and airline to Karen or call (800) 781-4897 to get the Autopilot Starter Kit.
• Confirmation statements for all trades made in your account and quarterly account statements will still be provided by your plan’s administrator.
• There is a $50,000 minimum account size to participate and you can discontinue the service at any time.
• All 401K Autopilot clients receive a complimentary copy of our semi monthly 401K Advisor newsletter by email. You can pay extra to receive a mailed paper copy.
• If you are interested in having an investment professional contact you at no charge, or if you have any questions, call toll free (888) 254-1727.

Why sign up for Manage My Money for me?

• Lack of Time: The single most valuable thing each of us has is time, because it is limited and can never be replaced. For many people the busyness of life leaves little if any time for taking care of their investments. In fact, many people simply end up ignoring their investments and giving back their gains in every market decline. Using a professional manager whose only job is to manage your retirement savings accounts can be a great solution.
• Lack of Expertise: None of us are experts at everything anymore! (If it makes you feel better, realize none of us at Rhoads Lucca Capital Management know how to fly an airplane!) The great news is that professional help is available at a very reasonable cost. Rather than being frustrated trying to learn a whole new set of skills, it makes sense to immediately hire the expertise we need and have more free time.
• Investment Performance: Investors rarely achieve the investment performance they desire exactly because they lack time, expertise and confidence. The result is buying high and selling low or being paralyzed just at the moment when it is time to take action. A disciplined strategy, managed by a professional can help you achieve the returns on your investments that you need for success.
• Lack of Confidence: When all is said and done. When you've read and studied and learned all you can, someone still has to make investment decisions. Someone has to act. That's what we do.

How much does it cost?

• Specific fees for your plan are included in the 401k Autopilot Agreement. There is a $50,000 minimum account size, and you can sign up or discontinue the service at any time. Fees are calculated based on the account value on the last day of each quarter.